"NO WORRY. 

BE SAFE."

Emergency Hospital & Medical for Canadians 

Includes Travel Worldwide 

Eligibility 

1. Coverage is NOT AVAILABLE to any individual who:

  a) has been diagnosed with a terminal illness;      

 

  b) has been diagnosed with or has had an episode of congestive heart failure;
 

  c) has Acquired Immune Deficiency Syndrome (AIDS) or  Human Immunodeficiency Virus (HIV);
 

  d) has Alzheimer’s disease or any other type of dementia;
 

  e) has received any type of treatment for pancreatic cancer, liver cancer or any type of cancer that hasmetastasized;
 

  f) has been prescribed or used home oxygen treatment in the last 12 months;
 

  g) has had a major organ transplant (heart, kidney, liver,lung); or
   

  h) has received kidney dialysis treatment in the last 12 months.
 

 

2. To be eligible for coverage a person must:

   a) be at least 15 days old; and
   

   b) be insured for benefits under a Canadian government health insurance plan during the entire period of coverage; and
 

   c) be currently in good health and know of no reason to seek  medical consultation during the period of coverage; and
 

   d) not reside in a nursing home and receive nursing care; and
   

   e) not reside in a convalescent home or rehabilitation centre; and
   

   f) not require assistance with activities of daily living.
 

  Important notes
                * Minimum premium 3 days per person with the minimum being $25 per policy.
                • Use the applicant’s age on the effective date.
                • The family rate applies to a maximum of 5 persons and includes the applicant and their spouse under age 61 and
                   their dependent children under age 22.

Summary of Coverage per Insured Person
 

Hospital confinement and Medical Services ....... $5 million
The following benefits are included in the overall maximum of $5 million.
 

Accidental Dental .....................................................$3,000                         
Ambulance Services .......................up to overall maximum
Attendant .........................................up to overall maximum
Chiropractor .................................................................$500
Cremation at Place of Death .................................... $4,000
Dental Emergency ...................................................... $500
Emergency Transportation ..............up to overall maximum
Meals and Accommodation ......................................$3,000
Out-of-pocket Expenses ...................... $50/day up to $500
Pet Return (dog or cat) ................................................$500
Physiotherapist ............................................................$500
Prescription Medication ...............................................$500
Return of Deceased ............................................... $10,000
Return to Original Trip Destination ........................... $5,000
Return of Travelling Companion ..... up to overall maximum
Return of Vehicle or Watercraft ................................ $3,000
Terrorism ............................ aggregate limit (refer to policy)

When is a medical questionnaire required?

*Clients wanting coverage for pre-existing conditions have the option to complete a basic medical questionnaire through quicktic.

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All information above is for reference only. All explanation reserved by the licensed travel insurance agent.